It might sound strange to plan out your funeral, but more and more people are doing it these days. The single most significant reasons are it takes the burden off of your family to plan and pay for your burial needs.
Deaths and funerals are very stressful and emotional times for all involved. You can take control and ultimately have the funeral you want instead of letting others decide for you.
When you are working, you often have decent insurance plans for health and life insurance. But once you retire or cannot work anymore, your situation and insurance needs change. Many Americans neglect their insurance requirements once they leave the workforce, and when they pass away often leave the burden of their funeral on family members who are not prepared to handle a funeral or the cots.
An article from Financial Planning mentions, “The survey also found that about 25% of retirees had to retire because of lack of job opportunity, with a bigger number of retirees saying they were forced to leave the labor force because of poor health.”
Ease the burden – It can be very emotional when someone passes away. When you start throwing financial things into the mix, it can be downright stressful. Ease up that burden by putting a plan in place and paying for as much of the funeral costs ahead of time.
Meaningful funeral – A funeral is a time to reflect upon someone’s life, and your loved ones should not have to worry about the details of the funeral or the costs. They should be there on that final send off to remember you and grieve.
Save money – When you plan your funeral, you have the time to shop around and save money. You can do your homework and find out the best prices and services. When someone dies there usually isn’t time to shop around, and in those cases, they could end up spending more money. You can read some tips about saving money on funeral costs here.
Last wishes – Your final preferences are essential and should be followed out. When you plan your funeral, you plan the details, and your wishes are followed out. There is no gray area as to what you might have liked. The funeral is set in stone, and your wishes are your own.
Finances – Ensure that every last detail and service of your funeral is paid for so family members won’t have to worry. There is nothing more stressful than having to figure out how you are going to pay for a funeral when a loved one passes away. You can pay for many if not all the products and services ahead of time. Doing so will make the process go smoother for everyone.
Final Thoughts
Dealing with a loved one can be tough, stressful, and emotionally draining. The more you can plan out your funeral, the better off your loved ones will be when that day comes. Give your family the gift of planning by paying for all your final expense needs before they arise.
