Home Articles Insurance Adjuster: When and Why You Need to Hire One

Insurance Adjuster: When and Why You Need to Hire One


Public adjusters are community and public servants who help out with your insurance company for your car or even your house. They help investigate the claims that come through on a day-to-day basis and gather evidence in the event that your case goes to court.

The main item, or even that they are looking for, is the item or event that caused damage to your personal belongings or your property that you live on and own. This category of public adjusters works besides insurance agents by helping the investigation claims that policyholders or the opposing parties’ attorneys have issued.

What is insurance adjusting?

Insurance adjusting is the process of investigation, evaluating, and negotiating insurance claims. This can mean many things, such as a car accident or a broken window. An adjuster will determine how much their client should be paid out for the given act against their properties. Each scenario will receive different amounts determined by the policyholder’s needs.

They are called “Public Servants” because these people represent the public and their clients. Public, or Insurance Adjusters, may also help identify and negotiate other settlement options. These public servants will also recommend the appropriate course of action or punishment for an individual case, and they may even negotiate with insurers on behalf of their clients.

Why Should I Use a Public Adjuster?

If you consider filing a public insurance claim, you may want to consider using a public adjuster, especially if the claim amount is high. A public adjusting firm will visit your property free of charge, review your claim and give you advice on how to proceed. Public adjusters are thorough, and they will provide you with advice on all damages to your public property, including landscaping, roofs, siding, and sidewalks.

Public adjusters are also experienced in dealing with public insurance companies, so they will have experience making sure that the claim is paid out quickly without any issues or delays. However, public adjusting services come at a price of their own. You will have to pay public adjusting firms a percentage of the claim once paid out.

When to Hire an Insurance Adjuster

Filing public insurance claims can be a long and tedious process, especially if you do not know how to deal with public insurances. This is when you should consider hiring an experienced public adjuster who will be able to advise on all damages, as well as come up with the best plan of action for your claim.

When you have a claim that you are not sure how to deal with, you know it is time to get professional assistance. Hiring a public insurance adjuster will make the public insurance claim process much easier, as they will handle all aspects of your public property damage.

Many public adjusters specialize in different types of public adjusting services. Make sure to choose a public adjuster who is experienced with what you need them for and knows about dealing with that particular type of public insurance.

Knowing When to Hire an Insurance Adjuster vs. an Attorney

Sometimes a policyholder may file a claim and receive a proposed settlement that they deem unfair. While the first thought may be to find an attorney, it is advisable to hire an insurance adjuster. However, in some cases, the adjuster could negotiate with the insurer and still find the policyholder deserves a better settlement than the insurer is ready to provide.

At this point, the adjuster could advise the policyholder to seek the services of an attorney and pursue litigation. On the other hand, if a policyholder feels that the insurance adjuster is not fair or honest, it may be time to seek legal representation. In some cases, public adjusters have been known for delaying payments and lowballing policyholders’ estimates of losses.

It is important to choose an experienced Day Adjusting & Consulting in South Florida who will work for your best interest and knows about dealing with that particular type of public insurance.