Commercial property insurer Zurich American Insurance Co. is accused of not paying for Hurricane Irma damage at a Naples country club with three golf courses, where cleanup costs and damage seemingly covered by the policy extend into eight figures.
Miami attorney Walter Andrews, representing the 1,233-acre Grey Oaks Country Club Inc., is suing the Schaumburg, Illinois-based insurer for breach of contract, saying a $2.84 million payment is millions of dollars short.
Zurich also is accused of misrepresenting policy provisions and failing to adequately investigate the Grey Oaks’ claims.
“Zurich has made every effort to avoid its contractual obligations and force Grey Oaks into accepting a fraction of what is rightfully owed under the policy,” Andrews wrote in the complaint filed Sept. 26 in Fort Myers federal court.
Andrews is a partner and the head of Hunton Andrews Kurth’s insurance recovery practice.
Zurich and its attorney, Litchfield Cavo partner Ira Bergman in Fort Lauderdale, declined comment.
“We’ve tried to work the disagreement out informally, but we just haven’t been able to reach an agreement with Zurich, so that’s the reason why we filed,” said Michael Stott, Grey Oaks general manager and president.
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